Friday night at Blockbuster felt like a battlefield.

If you didn’t get there by 6 p.m., all the good movies were gone, and you were left with a VHS copy of Beethoven’s 3rd that smelled like cigarette ash and disappointment.

And heaven help you if you didn’t rewind the tape.

That little sticker was basically a threat from corporate America:

“Be Kind, Rewind… or die poor.”

Late fees? We were 10 years old with $87 in debt.

That was our first experience with credit scores.